Affiliate Disclosure: This article contains affiliate links. That means if you click through and make a qualifying transfer, I may earn a commission at no extra cost to you. I only recommend services that may be useful for readers.
Referral Offer: Sign up for Remitly using my referral link to get £10 off your first money transfer of £100 or more. Terms apply.
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Sending money abroad should feel simple, safe and reliable. Whether you are supporting family overseas, paying for personal expenses, helping loved ones or sending money internationally for the first time, choosing the right transfer service matters.
Remitly is an online international money transfer service that allows UK customers to send money abroad using delivery options such as bank deposit, mobile wallet or cash pickup, depending on the recipient’s location. Remitly also promotes guaranteed on-time delivery, saying it will refund your fees if a transfer is not delivered on time.
What Is Remitly?
Remitly is a digital money transfer provider designed to help people send money internationally through its website or mobile app. It is built for convenience, with online signup, recipient setup, delivery tracking and different payout options depending on the destination country.
For UK customers, Remitly U.K., Ltd is authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017, reference number 728639.
Why Use Remitly?
Remitly is useful if you want a straightforward way to send money abroad without visiting a physical money transfer location. You can check exchange rates, choose a delivery method, send from your phone and track the transfer from start to finish.
The Remitly app page says users can quickly check current exchange rates, safely send money abroad, track money from start to finish and receive real-time updates on transfers.
Key Remitly Benefits
1. £10 Off Your First Transfer
Using this referral link may give new users £10 off their first transfer of £100 or more. Remitly’s UK referral programme says referred users must be new Remitly users and that additional send requirements may apply for rewards to apply.
Claim the Remitly referral offer here
2. Guaranteed On-Time Delivery
Remitly promotes an on-time delivery promise. If your money transfer is not delivered on time, Remitly says it will refund your fees.
This can be helpful when timing matters, especially if your recipient needs the money by a specific date.
3. Multiple Delivery Options
Depending on the country and recipient location, Remitly may offer delivery methods such as bank account deposit, mobile wallet or cash pickup.
This flexibility is useful because different recipients may prefer different ways to receive money.
4. Real-Time App Updates
Remitly’s mobile app lets users track transfers from start to finish and provides transfer updates, so you can follow the progress of your money after sending.
5. Regulated Provider for UK Customers
Remitly explains that it is not a bank, but a digital financial services provider. For UK customers, it is regulated by the FCA, and Remitly states that although money is not covered by FSCS protection, it is required to protect customer money at all times.
Who Is Remitly Best For?
Remitly is a good fit for:
People sending money to family abroad,
Expats and migrants,
Students supporting family or paying expenses,
Anyone who wants app-based money transfers,
People who want cash pickup, bank deposit or mobile wallet options,
New users looking for a first-transfer referral discount,
It is especially useful if you want a simple online transfer process with delivery tracking.
Things to Check Before Sending
Before making a transfer, always check:
Exchange rate,
Transfer fee,
Delivery time,
Recipient details,
Payment method,
Destination country availability,
Referral offer eligibility,
Any cancellation or refund rules,
Remitly notes that exchange rates can change frequently, sometimes many times a day, based on global market conditions.
Pros and Cons of Remitly
Pros
Remitly is convenient, app-based and designed for international transfers. It offers transfer tracking, multiple delivery options and an on-time delivery promise that refunds fees if delivery is late.
The referral offer can also be useful for new customers sending £100 or more.
Cons
Transfer fees, delivery methods and exchange rates can vary depending on destination, payment method and payout method. Exchange rates also change regularly, so it is worth comparing the final amount your recipient will receive before confirming the transfer.
The referral discount is subject to eligibility and terms, so make sure the £10 offer appears before you complete your first transfer.
Final Verdict: Is Remitly Worth It?
Remitly is worth considering if you want a convenient way to send money abroad from the UK using your phone or computer. It is especially appealing for people who want real-time transfer updates, flexible delivery options and a referral discount on their first qualifying transfer.
For new users, the £10 off your first transfer of £100 or more offer makes it a useful service to try, provided the offer appears at checkout and the terms apply.
Click here to sign up for Remitly and get £10 off your first qualifying transfer